Quote Originally Posted by Palmetto Duck View Post
Agents have loss ratios. Does that affect their answers? I don’t know. Your loss experience affects what you pay though. I had a pipe burst in my kitchen ceiling. About 10,000 claim. My insurance went up to 8000 per year at renewal. With the increase I was paying for the cost of the claim over the next 2-3 years anyway.
If your homeowner’s insurance is 8000 a year, your house better be 20,000 sqft or live at the coast or in a flood zone


Sent from my iPhone using Tapatalk