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Thread: Auto & Home Insurance Quotes

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  1. #1
    Join Date
    May 2002
    Location
    Sandy Run
    Posts
    5,537

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    I'm in the same boat. I've always had USAA. Zero wrecks or tickets in the past 20 years. But I'm paying almost $250 a month for a 2021 Truck. I keep hearing the rates have gone up based on overall costs that have gone up. Shouldn't those increased costs be charged against the high risk drivers only?

  2. #2
    Join Date
    Nov 2006
    Location
    Lexington
    Posts
    12,352

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    Quote Originally Posted by Gander View Post
    I'm in the same boat. I've always had USAA. Zero wrecks or tickets in the past 20 years. But I'm paying almost $250 a month for a 2021 Truck. I keep hearing the rates have gone up based on overall costs that have gone up. Shouldn't those increased costs be charged against the high risk drivers only?
    They are certainly charged more but everyone is sharing the risk to some degree.

  3. #3
    Join Date
    Sep 2007
    Location
    Boone, NC
    Posts
    6,248

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    Quote Originally Posted by Gander View Post
    I'm in the same boat. I've always had USAA. Zero wrecks or tickets in the past 20 years. But I'm paying almost $250 a month for a 2021 Truck. I keep hearing the rates have gone up based on overall costs that have gone up. Shouldn't those increased costs be charged against the high risk drivers only?
    That seems ridiculously high. I'm paying around $450/month, but that's for 5 vehicles ranging from 1979 - 2016.

  4. #4
    Join Date
    Nov 2004
    Posts
    49,933

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    Quote Originally Posted by huntinghagen#12 View Post
    That seems ridiculously high. I'm paying around $450/month, but that's for 5 vehicles ranging from 1979 - 2016.
    I pay a few dollars over that for 3 F150’s (‘19, ‘19, ‘12) a ‘15 Traverse and a ‘13 Tahoe. USAA.

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