Like the title says. Anybody use this on their phone? We are going to Disney soon and I don’t want to carry a wallet around the parks the whole time. I have been told this is more secure than just using your debit card. We had planned on using our magic bands to pay for everything but starting Nov 1st they put a $100 hold on each transaction you make. Thats not going to fly with me. How secure is using Apple pay and the likes? TIA