Quote Originally Posted by CofC Waterfowler View Post
Until you need your UIM coverage, they will fight you as hard as possible to not make you whole.
That may be true, but I take the stance most insurance carriers will fight you on a claim. I'm more of a self-insurance kind of guy - get good coverage for as cheap as you can with a higher deductible and most of the time you'll come out ahead. If I ever do get "screwed" on a claim, I would have more than made up for it from the thousands of dollars I save each year.