Boat Financing

[DJA]

Who has the best rates? Probably going to finance 5-10 years. Credit is no problem. TIA

[b35w]

Credit unions


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[DJA]

Credit unions


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One in particular you use? I’m with Palmetto Citizens and they aren’t really a go to for boats per my research.

[murraywader]

Credit unions for sure.

[PalmettoTrooper]

Lightstream was easy to deal with and had the lowest rate when I needed it years ago.
I was buying a 33’ hydrasport from NJ and the credit unions wanted to see the boat and inspect it, lighstream had a survey and was a done deal. Super easy

[scatter shot]

US Bank. May not be the cheapest but probably the easiest to deal with and their web portal is good.

[mhogancu]

Don’t do it, but if you do, SC federal credit would be who I would call

[murraywader]

If you can get it below 5% send it.

[waterbreaker]

I’ve always heard navy federal was really good and I think you can become a member if you have anyone in your family that has ever served any branch of the military.

[KRT]

Don’t do it, but if you do, SC federal credit would be who I would call

South Carolina Federal is pretty aggressive.

[huntinghagen#12]

I’m anti boat/toy financing. With that said, I like litestream. Literally approved in an hour and you can do it from your phone, money wired to account next day. Rates are good, and you hold the title, not the bank.

[Catdaddy]

How big a boat?

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