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Thread: USAA for Insurance

  1. #1
    Join Date
    Jan 2004
    Location
    Upstate, SC
    Posts
    1,077

    Default USAA for Insurance

    Looking at them for auto and homeowner’s policies. Currently using Farm Bureau.

    Tell me the good and bad with USAA for insurance.

  2. #2
    Join Date
    Nov 2005
    Location
    Fort Kickass
    Posts
    50,993

    Default

    No complaints.

    Claims are a breeze.

    Got kind of expensive on homeowners, but that might be because the deer were using my truck for target practice, and my wife liked to bump into the girdirons in the parking garage.
    "Rivers and the inhabitants of the watery elements are for wise men to contemplate and for fools to pass by without consideration" -Izaak Walton

  3. #3
    Join Date
    Jan 2017
    Posts
    320

    Default

    They might be a tad on the expensive side but customer service is second to none, had them for 20 years and never a problem for home owners and auto.

  4. #4
    Join Date
    Dec 2003
    Location
    Greenville, SC
    Posts
    1,777

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    40 years without a single complaint or issue. Roof replace 6-8 years ago, icemaker line leakage damage covered without issue, etc. If you bundle home and auto, they will provide a discount.

  5. #5
    Join Date
    Oct 2012
    Location
    Moncks Corner
    Posts
    1,264

    Default

    35 years and no complaints. As long as you are low risk, you will have a hard time beating the rates. Get a ticket or an accident and rates increase.

  6. #6
    Join Date
    Nov 2001
    Location
    Columbia, SC
    Posts
    47,889

    Default

    who the fock is this big brother dude who thinks he knows every damn thing?
    Ugh. Stupid people piss me off.

  7. #7
    Join Date
    May 2008
    Location
    Gilbert
    Posts
    1,146

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    I had them before and left because they were always a little high. Even though I never had a claim they went up but they all seem to do that. I never cared for the fact that if they had a good 6 months in the stock market you got a little check back for $35.

  8. #8
    Join Date
    Nov 2006
    Location
    Lexington
    Posts
    12,258

    Default

    They are a good company. If it doesn’t work out with them, give me a shot. I’ll be competitive and you’ll have a local agent.


    Sent from my iPhone using Tapatalk

  9. #9
    Join Date
    Nov 2001
    Location
    Columbia, SC
    Posts
    47,889

    Default

    Quote Originally Posted by Gunning Bird View Post
    40 years without a single complaint or issue. Roof replace 6-8 years ago, icemaker line leakage damage covered without issue, etc. If you bundle home and auto, they will provide a discount.
    https://www.cheatsheet.com/wp-conten...s-Haysbert.jpgDennis-Haysbert.jpg
    Ugh. Stupid people piss me off.

  10. #10
    Join Date
    Sep 2008
    Location
    Carolinas
    Posts
    1,403

    Default

    Similar experience. It's more expensive than competing rates but it's truly no hassle coverage.

  11. #11
    Join Date
    May 2002
    Location
    Sandy Run
    Posts
    5,479

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    Had USAA for many years. Hard to beat.

  12. #12
    Join Date
    Nov 2004
    Posts
    49,817

    Default

    Many years, zero complaints.

  13. #13
    Join Date
    Jan 2004
    Location
    Upstate, SC
    Posts
    1,077

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    Quote Originally Posted by b35w View Post
    They are a good company. If it doesn’t work out with them, give me a shot. I’ll be competitive and you’ll have a local agent.


    Sent from my iPhone using Tapatalk
    Which companies are you representing? I can move to USAA today and beat Farm Bureau by just a little bit. I am looking for great service first and competitive rates too.

  14. #14
    Join Date
    Mar 2015
    Location
    ******* County, NC.
    Posts
    5,913

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    I handle claims for all of them. USAA is by far the best and it’s not even close.

  15. #15
    Join Date
    Dec 2014
    Posts
    1,046

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    What are your complaints with farm bureau? Haven't used them in a while, but never had an issue.

  16. #16
    Join Date
    Jun 2010
    Location
    charleston
    Posts
    8,600

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    USAA- is the only insurance company that covered dock damage with the homeowners policy through the recent years of tropical storms and hurricanes, I worked with the adjuster for a client and it was easy. Some companies will cover a dock with a rider- most won't at all.

  17. #17
    Join Date
    Jan 2004
    Location
    Upstate, SC
    Posts
    1,077

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    Quote Originally Posted by Moose843 View Post
    What are your complaints with farm bureau? Haven't used them in a while, but never had an issue.
    Automotive rates are high for the coverage and clean driving records. I also feel my particular agent does not value my business.

  18. #18
    Join Date
    Nov 2006
    Location
    Lexington
    Posts
    12,258

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    Quote Originally Posted by Two Barrels View Post
    Which companies are you representing? I can move to USAA today and beat Farm Bureau by just a little bit. I am looking for great service first and competitive rates too.
    State Farm. Let me know if you want me to run some numbers
    803-608-0185
    Bobby

  19. #19
    Join Date
    May 2007
    Location
    TR/Sumter/TR
    Posts
    10,509

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    You won't save money with USAA. I believe you could have several years ago, but not anymore. My parents think they are saving... I can't argue with them. I've gotten quotes and they don't compare to what I have now, and I can call my folks and know who I'm talking to with no hassle.

  20. #20
    Join Date
    Jan 2004
    Location
    Upstate, SC
    Posts
    1,077

    Default

    Quote Originally Posted by b35w View Post
    State Farm. Let me know if you want me to run some numbers
    803-608-0185
    Bobby
    I tried sending you a PM. You need to clear some out before it can go through.

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