How many of you use a Credit Union for financial services?
Senior Member
Credit Unions
How many of you use a Credit Union for financial services?
Them that don't know him won't like him, and them that do sometimes won't know how to take him
He ain't wrong, he's just different, and his pride won't let him do things to make you think he's right
They don't put Championship rings on smooth hands
Senior Member
I believe in a level playing field so absolutely not.
What’s your interest in these topics of late?
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Senior Member
Are you implying Credit Unions have some unfair advantage over banks? Please educate me.Originally Posted by Southernduck
Senior Member
They are not bound by some of the regulations a bank is. FDIC VS NCUA insurance
Last edited by SouthernWake; 05-03-2020 at 07:37 AM.
Senior Member
I find it funny that southern folks, generally republicans, hate anything union/socialist, and see no issue with having a credit union as their primary financial institution.
I’ve noticed it here and on other hunting forums for years, but wanted to just bring some attention to it.
I’ll share more thoughts later.
Them that don't know him won't like him, and them that do sometimes won't know how to take him
He ain't wrong, he's just different, and his pride won't let him do things to make you think he's right
They don't put Championship rings on smooth hands
Senior Member
Credit unions do not pay corporate income taxes.
"To the sensitive gunner nothing can equal a bird and a dog and a gun in trilogy."
George Bird Evans
Senior Member
Go read up on why credit unions were formed and how far they have morphed from their original intent and how many economic advantages their business model has.
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Senior Member
Preach
Them that don't know him won't like him, and them that do sometimes won't know how to take him
He ain't wrong, he's just different, and his pride won't let him do things to make you think he's right
They don't put Championship rings on smooth hands
Rush Chairman
I have never had the occasion to go in one. They always seemed, I don't know, icky to me for some reason...
Senior Member
I have an account at one that I utilize to buy toys or vehicles to take advantage of their lower interest rates. Lately though my normal bank has been just as competitive and that’s just a phone call.
Yeah, but do you consider a dog to be a filthy animal? I wouldn't go so far as to call a dog filthy but they're definitely dirty. But, a dog's got personality. Personality goes a long way.
You might take out a dozen before they drag you from your home and skull fuck you to death. Marsh Chicken 6/21/2013
Senior Member
I have an account with one. Got an awesome rate on a car loan.
"Let us cross over the river, and rest under the shade of the trees"- Gen. Thomas "Stonewall" Jackson
Senior Member
Not a fan.
Senior Member
I’m my experience the employees have displayed subpar intelligence when it comes to basic transaction options. The only advantage I find in them is lower interest rates on vehicle loans
Senior Member
Same. My dad had one at work and opened an account for me as a kid. I keep a little in a savings account there for truck loans but first citizens has been just as hood if not better
"Eventually, all things merge into one, and a river runs through it. The river was cut by the world's great flood and runs over rocks from the basement of time. On some of the rocks are timeless raindrops. Under the rocks are the words, and some of the words are theirs.
I am haunted by waters" Norman Maclean.
Senior Member
When I call Rob at my credit union, he recognizes my voice. I have purchased everything except my home through them. I call, he wires me money, I pay him back. Repeat.
On the contrary, BoA is worthless.
We have our home through BB&T and have been extremely happy.
A vote is like a rifle: its usefulness depends upon the character of the user.
Theodore Roosevelt; 26th president of US (1858 - 1919)
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“A fear of weapons is a sign of retarded sexual and emotional maturity” Sigmund Freud
Senior Member
I use what ever I choice. Right now two banks and two credit unions. How many McCarthyites are on this site. Don't kill three turkeys, don't support union labor, don't use a credit union. You got more on your list I'm sure.
Senior Member
I use First citizens for my business and a credit union for any vehicle purchases. Buckytownsend nailed it on the head when talking Subpar knowledge.
My business partner switched to First citizens as well. We used to have BB&T and then followed the banker to regions. Both banks would hold our deposits for weeks before allowing us access to them even though we would have 10 times the amount in the bank.
First citizens has been phenomenal
Senior Member
Been with SC Federal since they were Charleston Navy Credit Union, 30+ years. Never had a problem, they always answer questions when asked. Wouldn't put my money in a big bank to save my life
Senior Member
Why?
Team HIGHTIDE
In my business we deal with ever single bank, credit union, online bank, etc. that there is out there.
We transact over a million dollars ever day of the week to and from all these financial institutions.
I can give you a laundry list of pros and cons of dealing with each by financial institution name.
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