Quote Originally Posted by SwampDecoy View Post
But wait, what about Loyalty Discounts, and Good Customers, etc. They don't get an increase for other claims, etc., right?

LOL!

I know how you make a living and you are a great guy. In the end, Cost should be the driving factor for everyone, because there is nothing else any different.
I’m never against anyone shopping it out. In your circumstance, you have a lot of leverage and statistically a low risk. My only point is that not everyone fits into that category. If you get into an at fault accident, you automatically become a higher risk which may not lead to a more favorable rate with another company because they are going to surcharge for the same accident.

This is not directed at you I’m just stating it because I hear people say it all the time “Insurance is a scam and they never pay out”.

I ran the number last month and I have been in agency for 5 years. My agency alone has paid out $4.4 million dollars.


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