Quote Originally Posted by SCSwitchback View Post
I’ll also disagree on keeping a credit card active. Use it to build a credit score and maintain it while getting a nest egg built up. One you’ve gotten a home loan or car loan, burn the credit card as it’s then served it’s purpose.

I was able to obtain several free flights (and bumped up to first class) as well as a 4 day vacation to a nice resort in the Keys with points just from every day spending. My credit card saved me around $2000 in flights alone in 2021.

I think I’ll keep using it and paying them off every month.