I've been with USAA my entire adult life. I've owned two homes over the course of 25 years and never had a homeowner's claim. From what I recall, all driving records under the policy are clear. I had a recent fender bender but was deemed not at fault.

Having said that, prices just keep going up and my kid will be driving quite soon.

I've never shopped for quotes, as I thought USAA was supposed to be excellent.

Are any of y'all in the business?

Any advice while shopping around? Do companies dangle a golden carrot to make a person switch & then change the rates shortly after?

PM if needed & thanks!!!